Financial Services & Lending

Overview

Commercial lenders and borrowers call upon Walter | Haverfield for counsel in transactional and litigation matters related to construction, real estate, and commercial law. Our financial services group represents a varied roster of clients including banks, private lenders, venture capital firms, and equipment financing and leasing operations. We provide highly-skilled, cost-effective representation for the following transactions:

  • Construction and permanent-transaction mortgage lending
  • Revolving credit, working capital, inventory, and receivables financing
  • Capital equipment loans and leases
  • Mergers, acquisitions, and buyout financing
  • Loan workouts, forbearance, and enforcement
  • Foreclosure and bankruptcy litigation
  • Loan closing services

Experience

The Financial Services & Lending group’s experience and services include the following:

  • Representation of manufacturing borrowers in cross-border secured financing.
  • Led multi-layer financing transaction resulting in conversion of a vacant but historic building into a hotel using traditional, Historic Tax Credit and leveraged New Market Tax Credit financing.
  • Counsel to mid-sized bank as leveraged lender in a New Market Tax Credit supported transactions.
  • Representation of a craft brewery in the private placement of membership units for the construction of a brewing facility and taproom restaurant.
  • Representation of a film production company in the private placement of membership units for the production and distribution of a 5 film slate project.
  • Served as lender’s counsel in connection with acquisition, development, construction, and permanent loans secured by assorted real property, including vacant land, office buildings, shopping centers, marinas, and multi-family residential and mixed-use projects.
  • Provides counsel in matters of loan modifications, workout matters, and deeds in lieu of foreclosure, including the representation of a national developer in the simultaneous surrender of two regional shopping malls to the lender.
  • Representation of borrowers and lenders in leasehold mortgage financing transactions.
  • Acts as local counsel to out-of-state financial institutions in real estate transactions.
  • Advises borrowers in conduit financing transactions, acquisition, development and construction loans.
  • Represented a national lender in individual purchases of construction loans and portfolio sales of loans.
  • Advises lenders in connection with financing for acquisition, development, mezzanine, construction, and permanent commercial real estate loans for vacant land, office buildings, retail centers, and multi-family residential projects.
  • Negotiated on behalf of lenders in connection with asset-based and mezzanine financing transactions.
  • Representation of purchaser in acquisition, financing, and subsequent leasing of a multi-tenant, 165,000 square foot mixed-use office and warehouse facility. 
  • Representation of regional bank in connection with financing for the acquisition and infrastructure improvements concerning a planned 50 acre retail development in Erie County, Ohio, including negotiations with the Ohio Department of Development concerning a brownfield redevelopment loan and with County Commissioners concerning tax increment financing.
  • Representation of national lender in acquisition and ground-up construction financing for multi-site apartment tower development located in Orange County, Florida.
  • Representation of national lender in connection with primary construction financing and bridge financing for redevelopment of office building to multifamily project supported by Federal and State Historic Tax Credits.
  • Representation of national lender in connection with multiphase construction and bridge financing for redevelopment of industrial complex to multifamily and commercial project supported by Federal and State Historic Tax Credits, New Markets Tax Credits and State of Ohio Brownfield Redevelopment loan.
  • Representation of national lender in connection with guidance line of credit for construction of approximately 20 single-tenant retail stores across the United States.
  • Representation of national lender in connection with multi-loan facility for manufacturing company including operating and equipment lines of credit and term loans secured by real estate assets and business assets.
  • Representation of regional bank in connection with multi-loan facility for restaurant operator and associated manufacturing company including capex and operating lines of credit and term loans secured by business assets.

View All Services